National Credit Bureaus like Experian, TransUnion, and Equifax, keep records on your current credit score history. Then, they will provide or issue you with three (3) different credit reports showing you how responsible you are in paying your bills each month, how...
Gaining a ‘good to excellent’ credit score or maintaining one is hard and challenging, especially if you’re having trouble with financial decisions. A credit score determines if whether or not you’re capable of making good loans whenever you need one....
Is your Credit Report Accurate? If information from your credit report is inaccurate or wrong, then it can greatly affect your chances of getting a job, renting or buying a place or house to live in, getting a loan, or buy insurance. Credit bureaus will use your...
The Credit Repair Organization Act or (CROA) prohibits credit repair companies from fake, misleading advertising about their services and repair service scams. CROA also prohibits credit repair companies from immediately demanding payment even when work hasn’t started...
The Credit Repair Organization Act or (CROA) forbids credit repair companies from fake marketing about their services and repair service scams. CROA also prohibits credit repair companies from immediately demanding payment even when work hasn’t started yet. The proper...